Reply To: We’re a relatively new business in a high lease cost area. Because it’s new, we have worked without drawing an income, but the money-in vs money-out has only just started to fall on the right side of the ledger when this hit. We are not getting any relief from the landlord as we have a Agreement to Lease, not a Deed of Lease – so the No Access clause does not apply. We’ve been advised to “talk to the bank” but we are very reluctant to go further into debt to save a business that (although it was starting to come right) wasn’t profitable. The nature of our business means we will be one of the last to open. We don’t have any reserves left and our priority is supporting our family. My question is; does it simply come down to how accommodating your landlord is? The impression that we get is that if your landlord isn’t awesome, you’re up the creek without a paddle… Thank you experts, we really appreciate all that you’re doing! 

We have a tenant in the same situation (have only signed a AtL). We’ve given them a no strings attached 50% rent abatement while in lockdown and where they cannot trade.