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Reply To: Hello I have had a creditor who has put a debt collection agency onto us for a bill that was due on 20th February 2020. We have since paid the debt in full but now I have received a bill from the debt collection agency for $200 costs and $76 interest. I’m not even sure I have sign a application for credit with the creditor as we first started dealing with them 15 years ago. Should I pay the collection fees and interest, or ask for more information. The original amount was $950.Thanks 

Hi there,

This will depend on your creditors terms and conditions, what they say on this point and whether you have agreed to them. I’d ask for more information and go from there.

Phil