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Reply To: We are a transport company, contracting to Fulton Hogan Ltd.  The BNZ gave us a temporary overdraft, which runs out today, due to the last lockdown our revenue was cut and now we are short of capital to cover our expenses for the month. The BNZ will not extend our overdraft, even though we are working more hours.  We need help to cover our expenses, as well as look at taking on a driver to increase our monthly income.  Can you please advise where we can go for this?Thanks.

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Hi Susan,
Perhaps BNZ would reconsider if you could get something in writing from your customer that verified their commitment (services/revenue etc.) to your business?
Appreciate its not an ideal conversation to have with your client but it seems like you are running short on viable alternatives.
Hope that helps.
Cheers,
Brendan